AI Savings Through Automation:

The Secret to Low-Cost Mortgages.

It's no secret that AI and automation can significantly cut down production costs.


We've successfully integrated AI and automation to lower our operational costs.

Instead of increasing our profit margin, we've decided to pass those savings directly to our valued clients.

By booking a brief 5-minute call, you can discover just how much you stand to save.

Make an informed decision and leverage the benefits of modern technology.

Members Direct Home Loans

Unlock Low-Cost Mortgages:

The Future of Home Loans!

Hear From Our Happy Clients


Kelly was awesome to work with. So professional, responsive and reliable. Being the first time home buyers, we had so many questions and Kelly was so patient to always answer those for us. I highly recommend Kelly and his team for mortgage financing needs.

Chirag G.


Kelly was amazing! Buying a home and understanding all of the financial details and documents can be very overwhelming and confusing. He was so patient with my questions and kept digging to find a fantastic rate other companies hadn’t even come close to. Highly recommend Members Direct! Kelly was amazing! Buying a home and understanding all of the financial details and documents can be very overwhelming and confusing. He was so patient with my questions and kept digging to find a fantastic rate other companies hadn’t even come close to. Highly recommend Members Direct!

Jill J


Kelly was amazing. I have heard nothing but horror stories about getting a home loan but Kelly made the entire process so easy and very stress free. His communication skills and industry knowledge made the process easy and understandable.

Justin C

© 2024 Members Direct Home Loans

All Rights reserved. NMLS 1143904

5830 Granite Pkwy # 100-213

Plano TX 75024

855-444-9878

Equal Housing Opportunity

Members Direct Home Loans ™ 2024 |
Company NMLS: 1143904

National Mortgage Licensing System # 1143904

California Bureau of Real Estate # 01425681

Texas SML # 802219568

Texas Savings & Mortgage Lending Disclosure Figure: 7 TAC §80.200(b)

“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

Equal Housing Lender

We do business in accordance with Federal Fair Lending Laws.

Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status to:

Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

If you believe you have been discriminated against, you should send a complaint to:

Assistant Secretary for Fair Housing and Equal Opportunity Department of Housing and Urban Development Washington, DC 20410

For processing under the Federal Fair Housing Act

and to Office of the Comptroller of the Currency Customer Assistance Unit 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050


Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction:

On the basis of race, color, national origin, religion, sex, marital status, or age; Because income is from public assistance; or Because a right has been exercised under the Consumer Credit Protection Act.

If you believe you have been discriminated against, you should send a complaint to: Office of the Comptroller of the Currency Customer Assistance Unit 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050